Banking & Capital Markets

News, trends and technology insights for the industry

Modernize your order-to-cash processes with digitisation and automation

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Finance managers are at a crossroads. They want to lower costs, boost efficiency, and improve the cycle times of their order to cash (OTC) processes, but there’s no single path to achieve those goals. Should they stick with what they’ve got and wait for incremental updates, adding third-party bolt-ons wherever they can? Or should they […]

Rate reform is coming. Are financial services firms ready?

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The London Interbank Offered Rate (LIBOR) serves as the benchmark reference rate for a wide range of wholesale and retail financial products, and for decades it has served as one of the most important benchmarks in the financial industry. But a series of scandals regarding IBOR manipulations has prompted financial regulatory authorities to replace LIBOR […]

Ejemplos prácticos de la tecnología blockchain

Blockchain fue creado como un libro maestro de todas las transacciones realizadas con la criptomoneda bitcoin. Pero, esta tecnología tiene una amplia variedad de aplicaciones prácticas en muchos otros escenarios empresariales. Lo más grande de blockchain es que prácticamente cualquier tipo de dato puede formar parte de este sistema de intercambio seguro. Cada registro o […]

Alerta para la cadena de valor bancaria

Los servicios financieros están evolucionando hacia plataformas de funciones y procesos de negocio, y eso es algo bueno. Pasar de aplicaciones a Software como servicio (SaaS), y luego a Plataforma como servicio (PaaS), puede generar nuevas cadenas de valor bancarias. También reducirá drásticamente el número de procesos manuales, típicos en casos de error, y fomentar […]

Practical business uses for blockchain technology

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Blockchain was created as the public transaction ledger for the bitcoin cryptocurrency, but blockchain technology also has a variety of practical applications in enterprise business process scenarios. The beauty of blockchain is that virtually any type of data can be put into the distributed ledger. Each record or block contains a cryptographic hash of the […]

Los servicios financieros abrazan la multinube

Los entornos multinube (formados por varias nubes, públicas y privadas, que se utilizan normalmente para diferentes propósitos) pueden considerarse como la opción preferida de los bancos. Eso se desprende del último informe realizado por 451 Research, “Multi-Cloud Fundamental to Financial Services Transformation” y yo no lo pienso discutir. El estudio, patrocinado por Canonical, especialista en […]

A call to rethink the banking value chain

Financial services is shifting to platforms for business functions and processes, and that’s a good thing. Moving from applications to Software as a Service (SaaS) and then to Platform as a Service (PaaS) can create new value chains. It can also dramatically reduce the number of error-prone manual processes and foster industry collaboration for superior […]

Financial services are embracing multi-cloud

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Multi-clouds — environments made up of multiple public and private clouds typically used for different purposes — may well be the cloud of choice for banks. That’s according to an independent report by 451 Research, ‘Multi-Cloud Fundamental to Financial Services Transformation.’ I’m not here to argue. This report, which was sponsored by Canonical — the […]

Quantum computing will change everyday life for the better

Quantum computing is the next holy grail of computer science and engineering, promising to change everyday life for the better. Today’s smartphones have the same computing power as a military computer 50 years ago that was the size of an entire room. Yet despite the phenomenal strides we have made in technology and computing, there […]

Consumer loan processing enters the digital age

The technology behind consumer loan processing hasn’t evolved much in the past 25 years, but that’s rapidly changing as financial institutions look to digital transformation to improve the customer experience, cut costs and grow the business. Loan servicing has been primarily a back-end function, oftentimes handled by a third-party service provider, that kicks in after […]