Banking & Capital Markets

News, trends and technology insights for the industry

Get Agile for adaptive execution

Adaptive execution is a vital discipline for thriving in this age of digital transformation. And becoming Agile can help your organization do it. Adaptive execution — as defined by the Leading Edge Forum (LEF), the commercial think tank of DXC Technology — means being able to respond quickly to threats and exploit new opportunities. It’s […]

Reality check on AI

It’s too early to worry about a sentient AI apocalypse. The reality is that we know very little about how the human brain works — which means we know even less about how to build a computer that works just like the human brain. For very specific tasks, AI tends to make rapid progress until it matches human-level […]

6 technology trends for 2018: Guideposts for digital transformation

‘Tis always the season for continuous innovation. As we look ahead to 2018, we see six big trends feeding the next wave of disruption and productivity. And that means opportunity for the digital enterprise. 1. Re-platforming the enterprise In 2018, companies will move to common IT platforms so they can respond to market changes faster […]

Artificial intelligence in banking: How to be more trustworthy, efficient and helpful

You know your bank, but how well does your bank know you? Banks want better relationships with their customers in order to provide more personalized and customized services. Artificial intelligence (AI) can help banks understand their customers in powerful new ways. Why AI? You may have heard the terms analytics, advanced analytics, machine learning and […]

How Facebook is fueling the enterprise chatbot revolution

Statue-Chat

We’re in the early stages of another digital revolution that is changing how consumers interact with brands and conduct transactions. This transformation comes in the form of virtual assistants called chatbots, which use artificial intelligence and natural language processing to interact with users. While the nascent chatbot movement has productive roots in a number of […]

Attention Apple users: New attack steals banking creds

Iphone security

A recently discovered malware targeting MacOS, named OSX/DOK, is now targeting unsuspecting Apple Mac users and attempting to steal their banking access credentials. The malware, initially discovered by researchers at Check Point Software Technologies, reportedly affects all versions of OSX, had a valid developer certificate, and targeted users via a widespread phishing attack. According to […]

The marriage vows of technology and banking

Banking

As of 2015, U.S. banks have stored data equivalent to 275 billion MP3s. Drifting through a vast ocean of data are credit card histories, banking transactions and personal customer profiles among other pieces of sensitive information. Banks are under tremendous pressure to collect, store, manage and protect this critical data, and that’s what makes information […]

B is for blockchain

This post is part of a continuing series, “Digital: from A to Z,” that explores what it means to be “digital” from A to Z, broken down into individual blog posts diving deeper into various subjects. Check back here regularly to see continuing posts as I work my way through the alphabet and let me […]

Reducing your risk in the cloud

Reducing Risk in the Cloud

In late 2014 and early 2015, the Australian Prudential Regulatory Authority (APRA) observed that many of the regulated entities that previously outsourced parts of their ICT capability were increasingly adopting a cloud strategy. The organisation released an information paper, Outsourcing Involving Shared Computing Services (including Cloud), intended as guidance for the banking and financial sectors. In response, I published […]

L’avenir de l’agence bancaire

Le constat semble évident. Les clients bancaires utilisent de plus en plus les canaux digitaux, et désertent leurs agences. Le mouvement de rationalisation, voire de fermeture d’agences, semblent s’accélérer. De nombreuses banques, à l’instar de la Société Générale, du LCL ou encore de BNP Paribas, ont initié une restructuration de leur réseau d’agences. De là […]